Housing
Navigating rent arrears, Section 21 notices, and eviction.
What happens if I receive a Section 21 notice?
A Section 21 'No Fault' notice is the start of a long legal process, not the end of your tenancy. You do not have to leave on the notice date, and many notices are legally invalid.
What happens if I stop paying my energy bills?
Stopping energy payments triggers a series of escalations from the supplier, including forced prepayment meters and potentially CCJs. However, there are strict protections for vulnerable people.
What happens if my landlord sells the property?
A landlord selling does NOT mean you have to leave immediately. You often have the right to stay as a 'Sitting Tenant' until your contract ends.
What happens if I miss a mortgage payment?
A missed mortgage payment triggers immediate letters from your lender, but you have huge legal protections. Repossession is a last resort and often takes over 12 months.
What happens if I miss rent?
Missing rent puts you at risk of eviction. If you reach 2 months of arrears, the landlord can use 'Mandatory Ground 8' to evict you, and the court has no choice but to agree.
What happens if I break my tenancy early?
Leaving a fixed-term tenancy early without a 'Break Clause' can be expensive. You usually have to pay rent until a new tenant is found, plus the landlord's re-letting fees.
What happens if we break up (and aren't married)?
The truth about 'Common Law Marriage', your rights to the home, and how to protect your assets under TOLATA and the Children Act.
What happens if my landlord enters without permission?
Your rights to 'Quiet Enjoyment', how to stop landlord harassment, and when you can claim Rent Repayment Orders.